This has been a rental house for 3 years and is much more trouble than it's worth. I'd like to sell it outright, but don't have the money to fix it up enough to get a good price and I don't have the money to make the payments while waiting for a buyer. A man offered to take over the payments, transferring the title to his name and setting it up to pay my mortgage directly to the company, but leaving it in my name. He does this for investments and resells the houses. It makes me nervous to think of just trusting someone else to pay something that goes on my credit. What if he does have to turn it back over to me 3 years down the road? What kind of risks am I looking at?