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Old 12-14-2007, 04:44 AM
mouse mouse is offline
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Default Do I need to claim accident in company vehicle with my insurance company?

I want to get new insurance but I was in an accident in a company vehicle. I got the ticket, but the company's insurance paid the claim. My personal insurance wasn't affected. Do I have to tell my insurance co about the accident? With my current insurance I did. But my premiums are outrageous!


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Old 12-14-2007, 04:57 AM
kramr1971 kramr1971 is offline
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I don't belive you have to. I work for a transit company (city buses). Your question has come up many times at work. We were told that the company has insurance for a reason (not only because they have to). If you are in an accident with their vehicle, while working then their insurance has to take care of any costs. Also told, if we are asked to provide our personal insurance papers in such a case - REFUSE to provide them. The only thing the police need to see is (in Ontario anyways) is proof of ownership, proof of insurance for the said vehicle, CVOR and your drivers license.
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